My New Years Resolutions for 2008 (goals) Happy New Year!

This year has been a trying one for me. Both for personal and non-personal reasons especially early in the year. Seriously, it’s not good when TopGear is a highlight of your week. There were some good things later in the year though and I appreciate them a lot. Anyway, here are some of my resolutions for 2008. Hopefully 2008 will be a better year than 2007 was overall.

1. Loose 20 lbs. It’s a necessity. It has been creeping on for 3-4 years and it’s time to take it off again. In real terms this means no deserts, walking or running regularly and no snacks from the vending machine or otherwise. I also have to help my cat Zeus loose some weight. He is also a bit overweight for his size and is equally lazy at the moment.

2. Save 5K more in savings again. I did this in 2007 and intend to do it again in 2008. To have some kind of safety net is important and I took the dependable cash flow from work for granted for too long. I am in ok financial shape now but it can always be better. Then eventually it would be nice to have some money invested again but that might not be until 2009.

3. To keep things going along well with Steve. This isn’t as much a goal as a hope.

4. To keep up the HPV  Cervical Pre-Cancer Dysplasia health related follow ups and surgery again when it’s needed later in the year.

5. To take some kind of web or HTML class. I have been saying this for years and there is only so much you can learn through mucking around right? I feel like I need it for work.

6. To be better at time management. This means to get to bed early and get up early first of all, and otherwise just try and be more conscious of the clock. I get into tunnel vision and loose all track of time and space. I am also a huge daydreamer and distracted easily person. Lots to do better here.

7. To learn to cook some things. Not a real specific goal here, but in general cooking at home is intended to be cheaper, healthier (less processed) and a learning experience so I don’t have to rely on takeout and pre-prepared foods all the time.

8. To get back into being more career goal oriented again. I have been happily sitting in the role I am in here for more than a year. I think it’s time to innovate it or change somehow to get to the next level again. This could be a new role or just more changes within this one. I feel antsy again, and that happens about every year or so.

 So that’s it and it’s published publicly so I have to follow through now. Happy New Year to all of you too.

What are some of your 2008 Goals?

How to prevent cancer? Be thin.

I have been more interested in how people can cut their risk of cancer latley since I found out that despite my family history of no cancer I am just as much a possible target as anyone else. Today the BBC email I get reported on a new study that had 10 points to follow for reducing your risk of all types of cancers. I found that it was much more specific that a lot of other lists I have seen naming foods specifically that you have to avoid. This makes these points easier to follow. Here is the list:

RECOMMENDATIONS INCLUDE:

 

Limit red meat

 

Limit alcohol

 

Avoid bacon, ham, and other processed meats

 

No sugary drinks

 

No weight gain after 21

 

Exercise every day

 

Breastfeed children

 

Do not take dietary supplements to cut cancer

Housing Slump

I am getting more and more scared of this housing slump. Don’t get me wrong, I am in my place to stay and have not entertained any thoughts of moving to a more appropriate living space since this all started this summer and I will be in my current condo until it is most likely paid off. In fact I am trying to get to the point where I can double my payments to save a boat load of mortgage interest by paying it off early. 

This mortgage blog that says they have free mortgage quotes has news and articles about the housing bust and has a tough love view of the market. They say it is good that people are loosing homes that are not in a position to pay them off or make payments and that this is a natural adjustment process in the economy. I don’t agree with that.

I think that the Realtors and banks should have to deal with the penalty of not making as much money now that they pushed the boundaries so far and offering fixed rate refinancing to people who can’t afford these balloon payments is a good thing for the economy and helps them learn their lesson, because they created this problem. You cant plaster every surface with ads and run TV commercials 24/7 on every home makeover show there is and say it’s the consumer’s fault.

The Realtors, banking, finance and housing guys pushed too hard and got people to sign on to bad lending deals that are impossible for anyone to pay. And they thought they would get away with it? That it’s ok? They should be responsible for cleaning up the mess. It’s their problem.